Terms and Conditions

Effective Date: October 3, 2026
Last Updated: October 3, 2026

These Terms and Conditions (“Terms”) govern your access to and use of indianafirehousebuyer.com (the “Website”) and services offered through the Website by Indiana Fire House Buyer (“Indiana Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Fire-damaged properties;
Smoke-damaged properties;
Water-damaged properties;
Structurally damaged properties;
Distressed properties;
Vacant properties;
Inherited properties;
Probate properties;
Properties facing foreclosure;
Properties subject to liens;
Properties requiring substantial repairs; and
Other residential or investment properties.

Depending on a particular transaction, we may:

Evaluate a property ourselves;
Purchase or seek to purchase it;
Facilitate a potential cash offer;
Connect the seller with a local cash buyer;
Refer or route the opportunity to an affiliated or independent investor;
Enter into a purchase agreement;
Acquire contractual or equitable rights;
Assign contractual rights where legally permitted; or
Determine that neither we nor another prospective purchaser is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Indiana Fire House Buyer operates within the real estate investment, property-acquisition, cash-buyer, marketing, referral, and lead-generation marketplace.

Depending on the actual transaction, we may act as:

A prospective principal purchaser;
A real estate investor;
A property-acquisition business;
A marketing or lead-generation platform;
A service connecting property owners with prospective buyers;
A purchaser holding contractual rights;
An assignor of contractual rights where lawful;
An affiliate or partner of another purchaser; or
A combination of these roles.

Our precise role depends on the facts and applicable written agreements.

Unless separately established through an appropriate written agreement, we do not act as your:

Real estate broker;
Seller’s real estate agent;
Attorney;
Accountant;
Financial adviser;
Tax adviser;
Insurance adviser;
Public adjuster;
Contractor;
Engineer;
Appraiser;
Fiduciary;
Housing counselor;
Mortgage broker;
Mortgage-relief provider;
Foreclosure consultant; or
Other professional adviser.

3. Lead Generation and Local Buyer Matching

The Website expressly connects some sellers with independent local cash buyers.

After reviewing your information, we may introduce or route your property opportunity to one or more prospective purchasers.

An independent purchaser may:

Conduct separate property research;
Evaluate the property’s condition;
Determine its own offer;
Contact you;
Conduct due diligence;
Negotiate terms; and
Enter into a transaction directly with you.

Independent purchasers are responsible for their own conduct, representations, contracts, licensing obligations, financing, and legal compliance.

4. No Obligation to Sell

Submitting information or requesting a cash offer does not obligate you to sell your property.

A Website form submission is not a purchase agreement.

You may decline an offer unless and until you enter into a legally enforceable written agreement providing otherwise.

5. No Obligation to Purchase

Submitting property information does not require Indiana Fire House Buyer or another:

Investor;
Cash buyer;
Contract purchaser;
Assignee;
Affiliate;
Acquisition partner; or
Other prospective purchaser

to:

Evaluate the property;
Make an offer;
Maintain a previous offer;
Continue negotiations;
Purchase the property; or
Complete a transaction.

6. Eligibility and Authority

By using the Website or submitting information concerning a property, you represent that:

You are at least 18 years old;
You have legal capacity to enter contracts;
Information you provide is materially accurate to the best of your knowledge;
You own the property, hold an ownership interest, or are authorized to communicate concerning it; and
Your use of the Website complies with applicable law.

Submission by one co-owner does not necessarily establish authority to bind every owner.

7. Property Research

When you submit information concerning property, you authorize us and prospective purchasers evaluating the opportunity to research it through lawful sources.

Research may include:

County assessor records;
County recorder records;
Property-tax information;
Recorded deeds;
Mortgages;
Liens;
Court records;
Probate information;
Foreclosure information;
Homeowners-association information;
Building permits;
Zoning information;
Property sales history;
Comparable sales;
Estimated values;
Commercial property databases; and
Other public or commercial information.

8. Preliminary Offers and Valuations

Any:

Cash offer;
Estimated offer;
Property valuation;
Price range;
Repair estimate; or
Similar preliminary indication of value

is non-binding unless incorporated into a legally enforceable written agreement.

A preliminary offer may change following:

Property research;
Inspection or evaluation;
Title review;
Repair estimates;
Discovery of liens;
Ownership issues; or
Other due diligence.

9. Illustrative Offer Formula

The Website may describe an offer methodology substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

That formula is illustrative.

Actual assumptions may vary regarding:

After-repair value;
Repair expenses;
Holding costs;
Utilities;
Insurance;
Property taxes;
Closing costs;
Resale costs;
Market conditions;
Investment return; and
Risk.

No specific valuation or offer is guaranteed.

10. Binding Transactions

A binding real estate transaction arises only when the applicable parties execute legally enforceable written transaction documents.

Closing may be subject to:

Ownership verification;
Authority to sell;
Title review;
Property access;
Due diligence;
Mortgages;
Liens;
Property taxes;
Seller disclosures;
Association documents;
Federal disclosures;
Escrow or title requirements;
Closing requirements; and
Other conditions stated in the agreement.

11. Indiana Residential Real Estate Sales Disclosure Law

Indiana generally requires sellers of residential real estate containing not more than four dwelling units to complete a Seller’s Residential Real Estate Sales Disclosure, subject to statutory exemptions.

The disclosure requirement can apply to:

Sales;
Exchanges;
Installment sales contracts; and
Leases containing an option to purchase.

Nothing on the Website replaces Indiana’s official disclosure form.

12. Current Actual Knowledge

Indiana’s disclosure form is based on the seller’s current actual knowledge of the property’s condition.

The seller should answer applicable questions truthfully and report known conditions affecting the property as required by the form and Indiana law.

The disclosure form is not itself:

A warranty;
A guarantee;
A professional inspection; or
A substitute for purchaser due diligence.

13. Definition of a Defect

For purposes of Indiana’s residential disclosure law, a defect generally includes a condition that:

Has a significant adverse effect on the property’s value;
Significantly impairs the health or safety of future occupants; or
If not repaired, removed, or replaced, would significantly shorten or adversely affect the expected normal life of the premises.

Fire-related damage can fall within this definition depending on the facts.

14. Fire Damage and Seller Disclosure

Fire, smoke, and firefighting activity may affect conditions addressed by Indiana’s disclosure form, including:

Electrical systems;
Smoke or fire alarms;
Heating and cooling systems;
Structural components;
Roof;
Walls;
Floors;
Foundation;
Plumbing;
Water intrusion;
Mold;
Chimneys and fireplaces;
Repairs and alterations;
Hazardous conditions; and
Other property systems.

Where the seller has actual knowledge of a condition that is responsive to the official disclosure form or otherwise constitutes a required disclosure, the seller should complete the form truthfully.

15. No Universal Fire-Damage Document Package

The Website currently contains educational language suggesting that Indiana sellers universally must provide:

Complete fire-damage details;
Fire reports;
All inspection reports;
Structural assessments;
Repair documentation;
Insurance-claim history;
Permit records; and
Safety inspection reports.

These Terms do not adopt that statement as a universal legal requirement.

Such documents may be:

Useful;
Requested by a buyer;
Required by contract;
Responsive to due diligence;
Helpful in explaining a known defect; or
Relevant to insurance.

But Indiana’s residential disclosure statute does not automatically require every seller to deliver a complete fire, insurance, inspection, permit, and repair dossier in every transaction.

16. Disclosure Must Be Provided Before Offer Acceptance

Where Indiana’s disclosure statute applies, the owner must complete and sign the disclosure form and submit it to the prospective purchaser before the seller accepts an offer for the residential real estate.

Before closing, an accepted offer generally is not enforceable against the buyer until the owner and buyer have signed the disclosure form.

17. Two-Business-Day Buyer Rescission for Late Defect Disclosure

If a buyer receives a disclosure form or amended disclosure form after the offer has already been accepted and the disclosure identifies a defect, Indiana law generally permits the buyer to nullify the contract within two business days after receiving the disclosure by delivering written rescission.

A buyer properly exercising that right generally is entitled to return of applicable deposits and is not liable for nullifying the contract.

18. Material Changes Before Settlement

If the physical condition of the property materially changes after the seller delivers the disclosure form, Indiana law generally requires the seller, at or before settlement, either to:

Disclose the material change; or
Certify that the property’s condition is substantially the same as when the disclosure form was provided.

Unknown or unavailable information may be handled as permitted by Indiana law.

19. Statutory Disclosure Exemptions

Indiana’s statutory disclosure requirements do not apply to certain transactions, including specified:

Court-ordered transfers;
Estate-administration transfers;
Foreclosure sales;
Bankruptcy transfers;
Deeds in lieu involving mortgagees;
Fiduciary transfers;
Transfers between co-owners;
Certain family transfers;
Tax-related transfers;
Transfers to or from governmental entities;
First sales of uninhabited dwellings; and
Transfers to living trusts.

An exemption should not be assumed without evaluating the specific transaction.

20. As-Is Sales

The Website advertises potential purchases of property in its current or “as-is” condition.

An as-is transaction may mean the purchaser does not require the seller to perform repairs.

However, an as-is provision does not automatically eliminate:

Indiana’s statutory seller-disclosure requirements;
Duties concerning known defects;
Fraud or misrepresentation liability;
Contractual representations;
Federal disclosures;
Title obligations; or
Other legal duties.

The applicable agreement and governing law determine the legal effect of any as-is provision.

21. Homeowners Association Disclosure

For Indiana properties governed by a homeowners association, separate statutory requirements may apply.

Depending on the transaction, the seller may need to provide, not later than the applicable pre-closing period:

Notice that the property is governed by an association;
Copies of recorded governing documents;
Assessment information; and
Association contact or management information.

These obligations are separate from the ordinary physical-condition disclosure.

22. Property Inspections and Due Diligence

The Website may advertise:

No formal inspection;
No repairs;
As-is purchases;
No appraisal contingency;
No financing contingency; or
Similar streamlined terms.

These statements describe possible transaction structures.

They do not:

Eliminate legally required disclosures;
Prevent a purchaser from conducting due diligence permitted by the agreement;
Authorize concealment or fraud; or
Override an executed purchase contract.

A purchaser may choose to:

Inspect the property;
Obtain contractor estimates;
Obtain engineering evaluations;
Review fire reports;
Review insurance information;
Review permits;
Review association documents;
Examine title; or
Perform other due diligence.

23. Fast Closing and Advertising Statements

The Website may advertise:

Cash offers within approximately 24 hours;
Fast closing;
Closing on the seller’s timeline;
No repairs;
No commissions;
No seller fees;
Buyer-paid closing costs;
No formal inspection;
No appraisal contingency;
No financing contingency; or
Similar streamlined features.

These descriptions do not guarantee identical timing or terms for every property.

Actual terms and timing may depend on:

Property condition;
Ownership;
Title;
Mortgages;
Liens;
Required disclosures;
Buyer availability;
Property access;
Due diligence;
Association issues;
Closing-provider requirements;
Legal requirements; and
Other circumstances.

24. Closing Costs, Fees, and Commissions

Where a purchaser agrees to:

Pay specified closing costs;
Purchase without a listing agent;
Charge no seller commission;
Charge no particular seller fee; or
Pay specified title or transaction expenses,

the actual obligations of the parties are determined by the signed transaction documents and final closing statement.

Website advertising does not override the executed transaction agreement.

25. Indiana Real Estate Licensing

Indiana generally prohibits a person from performing specified real estate activities for consideration without a real estate license unless a statutory exemption applies.

Regulated activities can include, among other things:

Selling;
Buying;
Trading;
Exchanging;
Optioning;
Leasing;
Listing;
Managing; and
Negotiating real estate for consideration.

Indiana law contains exemptions for specified principal-owner and other activities.

Whether a license is required depends on the actual activity, capacity, compensation structure, and applicable exemption.

Nothing on this Website authorizes unlicensed real estate brokerage.

26. Unlicensed Real Estate Solicitation Law

Indiana has specific rules governing certain solicitations by an unlicensed real estate solicitor involving residential single-family homes.

The term “solicitation” is broad and expressly includes:

Websites;
Email;
Text messaging;
Telephone calls;
Social media;
Mail;
Yard signs;
Advertising; and
Other electronic or printed communications.

The statute also contains exemptions, including specified persons acting on their own behalf and certain buyers who genuinely intend to take title, record the deed, and use the property as a residence or investment.

Accordingly, applicability depends on the actual business and transaction model.

27. Mandatory Unlicensed-Solicitor Disclosure Where Applicable

Where Indiana Code Chapter 32-21-16.5 applies to a solicitation, the solicitation must state:

“This solicitation is not from a licensed real estate professional.”

Applicable solicitations must also comply with statutory requirements concerning:

Visibility or audibility;
Legal name of the unlicensed solicitor; and
Legal name of the expected purchaser if different from the solicitor.

If this Website is being operated by an entity falling within the statutory definition of an unlicensed real estate solicitor, the required disclosure should be displayed clearly on the Website and applicable marketing.

28. Updated Information Before Contract

Where Chapter 32-21-16.5 applies, before entering into a written agreement with the homeowner, the unlicensed real estate solicitor must inform the homeowner whether information provided in the statutory disclosure has changed.

29. Two-Day Rescission for Defective Solicitor Disclosure

Where the unlicensed-real-estate-solicitor statute applies and the legally required solicitation disclosure is defective or omitted, a homeowner may generally nullify the resulting agreement by written rescission within two days after entering into the agreement.

A homeowner exercising the statutory right is not liable for nullification.

A violation of the chapter may also constitute a deceptive act enforceable by the Indiana Attorney General.

30. Contract Assignments and Wholesaling

Indiana does not prohibit every assignment of a valid real estate purchase contract.

However, a person assigning a purchase contract must distinguish:

The contractual right to purchase the property; from
Legal ownership of the underlying real estate.

A person holding only contractual rights should not represent that the person owns the property.

Any assignment remains subject to:

The underlying contract;
Indiana licensing law;
Indiana solicitation law;
Consumer-protection law;
Advertising law; and
Other applicable requirements.

31. Principal Purchaser Versus Broker

An investor genuinely purchasing property for that investor’s own account may occupy a different legal position from a person acting as a broker for another person.

Where a purchaser intends to:

Take title;
Record the deed; and
Hold, renovate, rent, resell, or otherwise use the property as an investment,

applicable statutory exemptions may be relevant.

A business should not claim a principal-buyer exemption if the actual transaction structure does not satisfy the exemption.

32. Licensed Broker Relationships

If an Indiana licensed real estate broker represents a seller or buyer, separate Indiana requirements apply.

Since July 1, 2024, licensed Indiana brokers generally must use written representation agreements with seller/listing and buyer clients that contain an expiration date and comply with applicable recordkeeping rules.

Nothing on this Website creates such a brokerage relationship unless separately documented.

33. Foreclosure and Financial Distress

The Website expressly markets to homeowners who may be:

Behind on mortgage payments;
Facing foreclosure;
Experiencing financial distress;
Dealing with liens; or
Seeking a rapid sale.

We are not your:

Mortgage lender;
Mortgage servicer;
Attorney;
Financial adviser;
Credit counselor;
Housing counselor;
Mortgage broker;
Foreclosure consultant; or
Mortgage-relief provider

unless expressly established through a separate legally compliant arrangement.

Selling a property may be one possible response to financial distress, but it is not necessarily the only option.

You may wish to communicate with:

Your mortgage lender or servicer;
An Indiana attorney;
A HUD-approved housing counselor;
The Indiana Foreclosure Prevention Network; or
Another qualified professional.

34. Indiana Foreclosure Consultant Law

Indiana regulates foreclosure consultants.

A person can fall within that definition when the person solicits, represents, or offers to perform services represented as:

Preventing or postponing foreclosure;
Reversing the effect of foreclosure;
Allowing the homeowner to remain as a tenant after foreclosure; or
Giving the homeowner an option to repurchase the residence.

An ordinary arm’s-length permanent property purchase does not automatically constitute foreclosure consulting.

Applicability depends on the actual representations and services offered.

35. Foreclosure Consultant Contract Requirements

Where Indiana foreclosure-consultant law applies, the consultant must comply with statutory contract and consumer-protection requirements.

Those can include:

Written notice of homeowner rights;
A written contract;
Detailed description of services;
Compensation terms;
Required cancellation language; and
Applicable bonding or security requirements.

36. Seven-Business-Day Foreclosure Consultant Cancellation

A homeowner generally may rescind a covered Indiana foreclosure-consultant contract before midnight of the seventh business day after the contract is signed.

Nothing in these Website Terms shortens that statutory right.

37. Foreclosure Consultant Compensation and Property Acquisition

Where Indiana foreclosure-consultant law applies, a covered consultant generally may not:

Receive compensation before fully performing promised services unless applicable security requirements are satisfied;
Take a prohibited lien or security interest to secure compensation;
Receive undisclosed third-party consideration;
Acquire an interest in residential real property in foreclosure from a homeowner with whom the consultant has contracted; or
Take prohibited powers of attorney.

Accordingly, we do not characterize ourselves as your foreclosure consultant when acting as a prospective purchaser.

38. Foreclosure Reconveyance Transactions

Indiana separately regulates a “foreclosure reconveyance,” generally involving:

Transfer of an interest in property during or incident to foreclosure; and
A promise or arrangement to reconvey an interest to the homeowner, allowing the homeowner to remain in possession after the foreclosure process.

This type of sale-leaseback or repurchase arrangement is materially different from an ordinary permanent sale.

39. Seven-Business-Day Foreclosure Reconveyance Rescission

Where a transaction constitutes a covered foreclosure reconveyance, the homeowner generally may rescind the agreement before midnight of the seventh business day after the homeowner transfers the relevant property interest.

Until the statutory cancellation right expires, the foreclosure purchaser is subject to restrictions on:

Recording signed documents;
Transferring the property interest; and
Encumbering the property.

40. Foreclosure Reconveyance Purchaser Duties

Where Indiana’s foreclosure-reconveyance law applies, additional duties can include:

Evaluating the homeowner’s reasonable ability to perform a repurchase or lease-option arrangement;
Providing written notice of rights;
Completing a formal settlement;
Using fair and commercially reasonable terms;
Avoiding misleading claims that the purchaser is acting as the homeowner’s adviser;
Reconveying title when required by the agreement; and
Providing specified payments to the homeowner if the property is resold within the statutory period.

Nothing on the Website replaces those statutory protections.

41. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

We act for your mortgage lender;
We act for your servicer;
We act for a government agency;
We guarantee foreclosure will stop;
We guarantee a loan modification;
We will negotiate your mortgage for you;
You should stop contacting your lender;
You should stop making legally required payments; or
Selling your property is your only available option.

42. Probate and Inherited Property

Submitting inherited or probate property does not establish that the person submitting the information has legal authority to sell.

A transaction may require:

Personal-representative authority;
Executor or administrator authority;
Trustee authority;
Court documents;
Participation or consent of heirs;
Appropriate deeds;
Affidavits;
Estate documentation; or
Other evidence of authority.

Certain fiduciary and estate transfers may qualify for statutory disclosure exemptions.

43. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

Insurance company;
Insurance producer;
Public adjuster;
Insurance attorney; or
Insurance adviser

unless separately established through a legally compliant arrangement.

You are responsible for understanding:

Insurance coverage;
Claim requirements;
Proof-of-loss requirements;
Claim deadlines;
Insurance proceeds;
Repair obligations;
Mortgage-holder rights;
Assignment restrictions;
Recoverable depreciation;
Policy conditions; and
Tax consequences.

If a property is sold while an insurance claim remains pending, the purchase agreement should address the parties’ respective rights concerning the claim and proceeds.

44. Insurance Documentation Is Not Automatically a Seller-Disclosure Package

Fire reports, insurance records, contractor invoices, engineering reports, inspection reports, and permit records may be valuable during an insurance claim or real estate transaction.

However, a recommendation to maintain those documents should not be presented as though Indiana law automatically requires every fire-damaged seller to provide every such record to every purchaser.

45. Building Codes, Permits, and Unsafe Structures

A fire-damaged property may be subject to:

Building-code violations;
Unsafe-building notices;
Condemnation;
Repair permits;
Electrical permits;
Building permits;
Demolition requirements;
Utility restrictions;
Environmental requirements; or
Other local requirements.

Applicable rules vary by municipality.

An as-is transaction does not waive governmental requirements.

46. Telephone Communications

By providing a telephone number and requesting information or an offer, you authorize us to respond concerning:

Your property;
Property research;
Scheduling;
Offers;
Buyer matching;
Follow-up; and
Potential transactions.

Additional consent will be obtained where applicable law requires it for regulated automated, artificial-voice, prerecorded, or marketing communications.

47. Recording of Communications

Indiana generally permits recording by a sender or receiver of a communication or where a sender or receiver has consented, subject to applicable law.

We or service providers acting on our behalf may record communications for legitimate purposes including:

Quality assurance;
Training;
Documentation;
Compliance;
Fraud prevention; and
Security.

Because a caller may be physically located in a jurisdiction with stricter recording-consent requirements, additional notice or consent may be required.

Where another applicable law requires all-party consent, we will follow the stricter rule.

48. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Your inquiry;
Your property;
Scheduling;
Offers;
Buyer matching;
Follow-up; and
Potential transactions.

Where required, additional consent will be obtained before regulated automated or marketing communications are sent.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

49. Email Communications

By providing an email address, you authorize us to communicate regarding:

Your property;
Potential offers;
Prospective purchasers;
Scheduling;
Follow-up;
Services; and
Potential transactions.

Applicable promotional emails will provide an unsubscribe mechanism.

50. Electronic Communications

Where permitted by law, you consent to receive Website and transaction communications electronically.

These may include:

Email;
Text messages;
Electronic documents; and
Website notices.

51. Privacy

Our collection, use, disclosure, sale, retention, and other processing of personal information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

52. Independent Decision-Making

Selling real estate may have significant:

Legal;
Financial;
Tax;
Insurance; and
Personal consequences.

You may wish to obtain independent advice from:

An Indiana attorney;
A licensed Indiana real estate professional;
A tax professional;
An accountant;
An insurance professional;
A contractor;
An engineer;
An appraiser;
A housing counselor; or
Another qualified professional.

53. No Professional Advice

Website content does not constitute individualized:

Legal advice;
Tax advice;
Accounting advice;
Financial advice;
Insurance advice;
Construction advice;
Engineering advice;
Appraisal advice;
Mortgage advice; or
Foreclosure advice.

54. No Automatic Brokerage, Agency, or Fiduciary Relationship

Use of the Website does not itself create:

A real estate brokerage relationship;
Seller representation;
Buyer representation;
Agency;
A fiduciary relationship;
A partnership;
A joint venture; or
Employment.

If a licensed Indiana broker participates in a regulated capacity, the applicable written representation agreement controls.

55. Acceptable Use

You may not:

Use the Website unlawfully;
Submit fraudulent leads;
Knowingly submit materially false information;
Impersonate another person;
Submit property information without authority;
Attempt unauthorized system access;
Introduce malware or harmful code;
Circumvent security;
Abuse Website forms; or
Violate another person’s rights.

56. Intellectual Property

Unless otherwise stated, the Website and its original:

Text;
Branding;
Graphics;
Photographs;
Videos;
Designs;
Layout; and
Software

are owned by or licensed to Indiana Fire House Buyer.

You may not commercially reproduce or exploit protected Website materials without appropriate authorization.

57. Third-Party Websites and Services

We may link to or integrate with third-party websites or services.

We do not control and are not responsible for third-party:

Content;
Privacy practices;
Security;
Products;
Services;
Representations; or
Conduct.

58. Website Availability

We may modify, restrict, suspend, or discontinue portions of the Website.

Continuous, uninterrupted, secure, or error-free access is not guaranteed.

59. No Guarantee of Transaction

We do not guarantee:

An offer;
Fair-market-value pricing;
Any specific price;
Any particular closing date;
Availability of an independent buyer;
Assignment of a contract;
Completion of a transaction; or
Any particular financial result.

60. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
TITLE; AND
NON-INFRINGEMENT.

Nothing in these Terms excludes protections that applicable law does not permit to be excluded.

61. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INDIANA FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed purchase, assignment, foreclosure-related, or other real estate transaction agreement unless that agreement expressly provides otherwise.

62. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent:

Offers;
Representations;
Valuations;
Contracts;
Financing;
Privacy practices;
Performance; or
Conduct

of an unaffiliated third-party prospective purchaser.

63. Indemnification

To the extent permitted by law, you agree to indemnify Indiana Fire House Buyer and its affiliates from claims arising from:

Your unlawful use of the Website;
Your material breach of these Terms;
Fraudulent information you knowingly submit;
Information knowingly submitted without authority; or
Your violation of another person’s rights.

64. Governing Law

These Terms are governed by the laws of the State of Indiana, except where applicable law requires otherwise.

65. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, mortgage-rescue, and transaction-specific requirements, legal proceedings arising solely from Website use or these Terms may be brought in a court of competent jurisdiction in the State of Indiana.

These Website Terms do not impose mandatory arbitration.

A separately executed purchase agreement, assignment agreement, brokerage agreement, foreclosure-related agreement, or other transaction-specific agreement may contain different enforceable dispute provisions.

66. Non-Waivable Indiana Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

Indiana Deceptive Consumer Sales Act;
Indiana Consumer Data Protection Act;
Indiana Residential Real Estate Sales Disclosure law;
Indiana unlicensed real estate solicitation law;
Indiana real estate licensing law;
Indiana Mortgage Rescue Protection Fraud law;
Indiana communications law;
Federal mortgage-assistance rules;
Federal disclosure requirements; or
Other applicable law.

67. Transaction Agreements Control

These Website Terms do not replace:

Purchase agreements;
Assignment agreements;
Brokerage agreements;
Escrow or closing instructions;
Disclosure forms;
Title documents;
Deeds;
Foreclosure-related agreements; or
Other transaction-specific documents.

A separately executed transaction agreement governs that transaction to the extent enforceable under applicable law.

68. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.

69. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

70. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

71. Assignment

You may not assign these Website Terms without our prior written consent.

We may assign these Website Terms in connection with a:

Merger;
Acquisition;
Reorganization;
Financing;
Affiliate restructuring; or
Sale of assets,

subject to applicable law.

This Website provision does not determine whether a real estate purchase contract may be assigned.

72. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing Website use.

They do not supersede separately executed real estate transaction documents.

73. Contact Us

Questions concerning these Terms may be directed to:

Indiana Fire House Buyer
Indiana
United States

Website: indianafirehousebuyer.com

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